rags to riches rumble

One of the few advantages of learning six units of French in my school is to recognize simple french terms. That’s why when I first saw the title Nouveau Riche, I automatically knew that it translates as “new rich” or in other words “new ways of being rich” perhaps. In this article I read through my little expeditions in the net, new opportunities for booming business were featured.

It nearly took me off my seat when the methodology and the experiences of the persons involved were discussed. I realized that with proper education and careful planning matched with a good opportunity you can actually land into a very successful business. I’ll give you a sneak peak.

suffering from the delusion

I am a Creative Writing student in the University of the Philippines Mindanao. That’s plain fact. Whenever someone asks me what course I’m taking in college, instead of answering Bachelor of Arts in English, I’ll simply say Creative Writing. I’ll tell you why.

People go loco whenever we mention our being English Majors. My classmates also has the same dilemma. People tend to be over critical to our english. Some people tend to be conscious with how they speak english when we’re around. They seem to be suffering to the delusion that we’re great experts of the language.

Though we tend to study the complex world of grammar and syntax, that’s not the craft we are really trying to master. We are being trained in the realm of Creative Writing. We may qualify in journalism, editorials, speeches and research work all in english, our forte mainly lies on literature, poems, prose, short stories and plays.

the world is yours now

Being in the so-called “Cyber Age”, people from all over the world has started to cope up with the different innovation of modern technology. Let’s face it, the world is changing and if you want to make the best out of it, then you’ve got to get along with everyone else.

But like my dad used to say, “There’s always an opportunity!” and indeed, opportunity it is. A man is measured on how many opportunity he finds on every change. And heck! I actually need an opportunity to earn a few bucks. Who doesn’t need money anyway? Thanks to helpful sources and wonderful blogs such as The World Is Yours Now blog, we now actually have impressive gateways or shortcuts into earning money through the internet, be it petty cash or a huge fortune!

my pokerface

Bluff. It’s this game using a whole deck of playing cards (minus the two jokers). It’s actually more like poker with some differences. I’m not sure if it’s the same with the Bluff you already know but this perhaps is a version of it.

It’s a game where the phrase “the more, the merrier” is very applicable. I really am after the fun of it. I don’t exactly know why gambling and playing cards has its effect to people. Perhaps it’s the idea of getting to win and lose money in just a few seconds in playing the game. You win some, you lose some. Every decision is based on luck and a few tricks.

Maybe gambling and playing cards isn’t that far from real life. Actually, it’s really more like real life. You’ll never know what’s coming. All you have to do is to play the game and accept the consequences. Of course, I’m not saying you have to gamble and risk everything but in life it’s more or less like that.

I’m not really a gambling guy. I’ve been on a casino to see people bet on numbers and colors hanging on to dear old luck. There’s a lot of casinos even in the net. It’s best to read reviews to see how the different casinos are like. Try to be picky and choosy sometimes, you know.

of shops and carts

If ever I do have my chance to sell some of my products, which I hope would be lots and lots of books instead of my stamp and coin collections, I would definitely be in need of the best shopping cart software there is. It’s like the newest and hippest way for merchants to sell their products online.

It works the same as the simple contraption it’s named after: the shopping cart. And a lot of people has been giving their opinion about the shopping cart software saying that it’s quite efficient and convenient for their business transactions. It’s a real great tool for business both large and small.

Learn more about this shopping cart software and try to grab the opportunity of using this new innovation to your advantage! It’s time to learn new things like this ecommerce software to improve ourselves in the fast pace of technology. Let’s open our eyes now.

of amateurs in business

This summer, I’m actually planning to go on to business. My friend Dario and I has already agreed on becoming business partners. For the past few months, we’ve been brainstorming of what we can do to begin our adventure in business. Yes, we expect to be facing bankruptcy sooner or later but it’s better if we face it this age than face it when we’re older. We plan in learning more about online payday loans if it could be a good source of capital. If not, we always got our parents to handle it. But it’s always better if you start with scrap. That’s what we’re planning.

One idea we got was to offer our services as facilitators of Memory Class Workshops under Memory Max. The memory class teaches a very important skill–sharp memory. This is very useful for high school and college students particularly those studying for the board exams or the entrance exams. It’s tested and proven effective. I know some of the basic tricks in mnemonics and I’m sure a lot are willing to pay to learn the skill.

Another idea we come up with was to start our own tutoring facility. Both Dario and I are quite capable in tutoring little kids irregardless of the subject. Of course, this is also useful because parents everywhere wants what’s best for their child. We hope to offer that. I’m positive that it would flop so I guess we’d better not hope much about it.

We still have a lot to learn. I’m not well-oriented with business yet. But the desire is there and we’re more than willing to explore the different possibilities. I know, we really sound pathetic. Then again, it’s all still in the mind.

thoreau and mortgage

I would really want to own my own house now. No, I don’t want to rent. I want to own.

Well for a poor fellow like me, it’s far from possible for me at the moment. I do have my own boarding house which is actually a room with holes in the ceiling and with the bathroom outside. It’s cheap though and near the school.

I guess it’s the sense of independence I’m after. I suggest you try reading Henry David Thoreau’s Walden particularly the chapter Where I Lived and What I Lived For. It talks about his experience living in a secluded cottage for two years, two months and two days trying to study society by detaching himself from it. He didn’t live as a hermit though, he paid visits and received them, too. I kind of think I’m somehow living like Thoreau in my boarding house all by my lonesome.

But I want a house. I’ve been telling my Architecture Student friends of my designs for my house in the future and they simply nodded and shook their heads. Owning a house is expensive. It’s expensive to buy and to maintain.

They suggested I check on this website about mortgage loan where they actually deal with the process. I good that there’s something like this to help those who are interested (like me) but new to the world of housing.

of assets

Here in the Philippines, the common term for loan sharks is “5-6″. I don’t exactly know the etymology of the term but I guess it’s because if you borrow a 5, you end up paying a 6. It’s when you lending becomes a business. Interests.

I remember my old principal say in her speech that those who lend money with interest would be cursed with serious disease, I don’t know where she got that info but I’m not sure if I’m going to believe her.

Then again, the loaning system isn’t all that bad. I suggest you check pay day loan and understand more of their personal cash advance system. Or why not go to your local bank and learn the protocol.

On the contrary, I think the loaning system is actually very helpful. But on my opinion, it’s only helpful if you help yourself. Poor people are trapped in the mindset of spending what they get on expenses that doesn’t necessarily give back anything. On other words, they spend a lot of money on liabilities.

It’s a basic rule that a lot of people tend to overlook. We should buy assets not liabilites. Learn to distinguish both of them. The normal trend is to work then earn then spend. Maybe we should try to work then earn then buy assets. When the assets starts working for us, then we can stop working and let the money in. Then we can spend.

siren singing loud

I remember when I was still young, every five in the afternoon a very loud and low noise would alert us of the time. It was the City Siren that would probably reach very far into the area. I missed that sound. My father once told me that people use the siren in the war to warn the people about danger.

Today, the siren system is still used even on online transactions. A Loud Siren will be responsible for alerting a user for frauds. It’s actually useful for people who do business through the Internet.

LoudSiren stops theives from accessing your accounts. There will definitely be no unauthorized usage of your accounts. What’s good about this system is that you can actually save time because they can limit junk mails and what-not. They can protect your privacy by screening your calls.

I think what’s important here is the sense of control to your cyber-dominion. Knowing that you are the boss of your business. Who wouldn’t want an easy way of connecting with his or her transactions. In fact, through LoudSiren you can access your credit by just a touch to your phone.

Don’t simply take my word for it though. If you want, you can visit LoudSiren.com and see if it suits you.

bean bag library

If my mom gave me one of her credit cards to use, the following would be the first 5 things I’d really really want buy:

1. A Big Bean Bag. Ever since I was a kid, I’ve always wanted my very own bean bag to lie at. It’s like my childhood dream to own one. The first time I saw a bean bag was when I went to the Children’s Section of the City Library. You’d feel the comfort while reading. You’d end up sleeping though. 

2. Purple Sunglasses. I always wanted a signature look. I mean, I want to be remembered as the guy with the purple glasses. I guess it’s just me craving for a sense of mystery.

3. Turtle! I want a turtle! I always wanted a turtle. They’re like the best pets in the world. They’re not furry and they don’t eat as much. They simply don’t poop anywhere. They don’t make awkward sounds or disturbing noise. They really wouldn’t bother you. I love turtles!!! Turtle mania!

4. A Turtle Terrarium! Duh…..

5. A Small Library! I don’t want to settle buying just a few books, I would definitely go for a small library. I want to read, read and read! I would very much want to flood my house with books! I want a house like that of Ricky De Ungria. It was bigger than a bookstore! A real fire hazard. A haven of books! Books everywhere! Books, Books, Books! I want books!

incredible insurance

Everything’s unsure in this life. I’ve never come across an expected accident. No matter how sure and preventive you can be, it’ll never be enough. Why worry? Worrying is like solving a big problem with banging your head against the wall.

Whenever we hear the term life insurance, people automatically associate it with its trivialities in procedure and the unfairness of its protocols and conditions. I personally don’t get it, the fuss.

I guess we sometimes forget the principle behind life insurance. The system of insurance is quite impressive if you come to think of it. It’s a lifetime investment they say. I’m not really that sure. I think it’s more like a failsafe system.

I actually enjoy hearing every other people’s complains about their own cases concerning their insurance. For example, when someone needs medical assistance on Monday, they only give it on Thursdays. Loophole after loophole in the manual. I don’t get it.

I remember Mr. Incredible’s alter ego Bob Parr in Pixar’s The Incredibles. He was this boring insurance person trying to lie low. I enjoyed the part when he tried to help this little old lady in the shortcuts she could take to get her insurance money. His boss was mad at him for that. I wonder if that scene actually happens in insurance companies.

Try checking out life insurance quotes over the net to check things out.

in life and debt

You should really really be very careful with your money.

For a person like me, who belongs to a community below poverty line, money is really important. I remembered this a class in CL122 under Prof. De Veyra and we discussed a lot about economics. Kind of weird huh? A Criticism Class talking about economics, but then we realize that for us to understand a certain literary piece, we must learn the state of the economy within the text.

Along with the things I’ve learned under Kiyosaki’s Rich Dad, Poor Dad, I started to widen my view towards money and its importance. I have the impression that businessmen treat money as tokens or casino chips in their deals. It’s not exactly gambling but using your brain effectively towards business.

I learned that debt is not necessarily bad. Rich Dad, Poor Dad suggested to loan for capital in your business deal. What you earn, you don’t pay to your debt. Instead, you use the profit to start another business! The cash continues to flow to your account. Buy a lot of assets first! Pay your debts later. Debts should not be your priority.

Of course if you need help in consolidating debts, just to understand more about it, there’s actually debt consolidation online. This site I know of has been offering free debt consolidation program since 1997.

I’m not really an expert in business and loans and debts but I guess it’s better if we know a lot about these things. It wouldn’t hurt to be ready for our future transactions.